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Business Loan Services
Local Focus — Local Decisions
The success of your business provides the focus of our business lending program. That’s why Interra offers a variety of business loans designed to help keep your business running smoothly. You can count on Interra to provide the resources you need with convenient terms and competitive rates. Learn more about the application process.
- Lines of Credit
- Term Loans
- Commercial Real Estate
- Investment Properties
- Church Financing
- Business Visa Program
Lines of Credit
The line of credit is a cost-efficient, convenient way to finance your business’ operating expenses. You can access your line a number of convenient ways, including Interra online banking, available for you 24/7.
Term Loans
For your equipment, machinery, improvements and expansion financing, you’ll find term loans for your unique business needs, with flexible terms and competitive rates. We also offer transportation and business vehicle financing.
Commercial Real Estate
Interra offers commercial real estate loans for purchases, refinances, and expansion projects for both owner-occupied and non-owner-occupied properties. We can customize a loan package to meet your needs. We offer competitive rates, extended terms, and low fees for commercial real estate loans.
Investment Properties
Mortgage loans for investment and rental properties are available at Interra. We have loan programs for single unit, duplex and multi-unit properties at competitive rates, low closing costs and attractive terms.
Church Financing
If your church is planning to buy, build, expand or refinance, Interra can help. We can customize a loan program to help you meet your specific goals and objectives. We offer competitive rates, low closing costs and attractive terms.
Application Process
Please contact a business loan officer to apply. Our professional, experienced business lenders will help you plan and attain your business goals. To help us customize the loan to fit your needs, please be prepared to provide the following:
- Personal Financial Statement
- Tax Returns for the past three years
- Year-to-date financial statements
Business Visa® program
The Business Visa program is available to business and organization members. It includes the convenience of individual cards and the spending control of individual credit limits. The Business Visa comes with an online account management system to manage your cash flow and track employee expenses.
-
Low, competitive rates
- No annual fee
- Online account access
- Customized and multiple card programs to fit your business needs
- Apply today!
| Schumer Box Disclosure Statement | |
| Annual Percentage Rate (APR) for purchases |
9.9% |
| Other APRs |
9.9% on cash advances |
| Variable rate | N/A |
| Annual fee | None |
| Minimum finance charge | None |
| Transaction fee for purchases and cash advances |
None |
|
Grace period for repayment of the balances for purchases
|
25 days |
| Method of computing the balance for purchases and cash advances | Average daily balance (Including new transactions) |
| Late payment fee |
$17.00 (more than 10 days past the due date) |
| Balance transfer fee | None |
| Over the credit limit fee | $20.00 |
| Foreign transaction fee | Up to 1% |
| Card center phone payment fee | $5.00 |
Each account insured up to $250,000 by American Share Insurance. By members' choice, this institution is not federally insured. Learn more about American Share Insurance.