Business Loan Services

Local Focus — Local Decisions

The success of your business provides the focus of our business lending program. That’s why Interra offers a variety of business loans designed to help keep your business running smoothly. You can count on Interra to provide the resources you need with convenient terms and competitive rates. Learn more about the application process.

Lines of Credit
Term Loans
Commercial Real Estate
Investment Properties
Church Financing
Business Visa Program

Lines of Credit

The line of credit is a cost-efficient, convenient way to finance your business’ operating expenses. You can access your line a number of convenient ways, including Interra online banking, available for you 24/7.

Term Loans

For your equipment, machinery, improvements and expansion financing, you’ll find term loans for your unique business needs, with flexible terms and competitive rates. We also offer transportation and business vehicle financing.

Commercial Real Estate

Interra offers commercial real estate loans for purchases, refinances, and expansion projects for both owner-occupied and non-owner-occupied properties. We can customize a loan package to meet your needs. We offer competitive rates, extended terms, and low fees for commercial real estate loans.

Investment Properties

Mortgage loans for investment and rental properties are available at Interra. We have loan programs for single unit, duplex and multi-unit properties at competitive rates, low closing costs and attractive terms.

Church Financing

If your church is planning to buy, build, expand or refinance, Interra can help. We can customize a loan program to help you meet your specific goals and objectives. We offer competitive rates, low closing costs and attractive terms.

Application Process

Please contact a business loan officer to apply. Our professional, experienced business lenders will help you plan and attain your business goals. To help us customize the loan to fit your needs, please be prepared to provide the following:

Personal Financial Statement
Tax Returns for the past three years
Year-to-date financial statements

Business Visa® program

The Business Visa program is available to business and organization members. It includes the convenience of individual cards and the spending control of individual credit limits. The Business Visa comes with an online account management system to manage your cash flow and track employee expenses.

Low, competitive rates
No annual fee
Online account access
Customized and multiple card programs to fit your business needs
Apply today!

Schumer Box Disclosure Statement

Annual Percentage Rate (APR)
for purchases 9.9%

Other APRs
9.9% on cash advances
9.9% on balance transfers

Variable rate N/A

Annual fee None

Minimum finance charge None

Transaction fee for purchases and
cash advances None

Grace period for repayment of the balances for purchases
25 days

Method of computing the balance for purchases and cash advances Average daily balance (Including new transactions)

Late payment fee
$17.00 (more than 10 days past the due date)

Balance transfer fee None

Over the credit limit fee $20.00

Foreign transaction fee Up to 1%

Card center phone payment fee $5.00

Schumer Box Disclosure Statement
Annual Percentage Rate (APR) for purchases	9.9%
Other APRs	9.9% on cash advances 9.9% on balance transfers
Variable rate	N/A
Annual fee	None
Minimum finance charge	None
Transaction fee for purchases and cash advances	None
Grace period for repayment of the balances for purchases	25 days
Method of computing the balance for purchases and cash advances	Average daily balance (Including new transactions)
Late payment fee	$17.00 (more than 10 days past the due date)
Balance transfer fee	None
Over the credit limit fee	$20.00
Foreign transaction fee	Up to 1%
Card center phone payment fee	$5.00

Loans & Credit Cards