Certificates – Maximize your earning power!

Certificates provide a secure way to save – and grow – your money. When you open an Interra Credit Union certificate, you can lock into our highest savings rates. With a low minimum balance of $500, you have flexibility to choose maturities from one month to five years.

Competitive rates make you money

Check out current rates and specials.
Dividends are paid monthly your way – by compounding, a transfer into your Interra checking or savings account, or by mail.

Earn more with jumbo certificates

Certificates of $100,000 or more will earn more with higher rates than regular certificates.

A SMART SAVERS certificate makes saving easy!

The hardest part about a savings plan may be starting one. At Interra, we’ve made it easy for you with a Smart Savers certificate. It’s a 12-month add-on certificate, with an initial balance of only $100. Here’s how it works:

A minimum automatic deposit of at least $7 a week is required. That’s just $1 a day!
You can make additional manual deposits at any time, in any amount.
Monthly dividends are reinvested back into your certificate to maximize your earnings.
Earn the same rate as a regular nine-month certificate on all funds, a higher return than a regular savings account.

It’s a smart way to start!

Other investment options

Visit Interra Investments to learn about other investment options available to Interra members.