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Certificates – Maximize your earning power!

Certificates provide a secure way to save – and grow – your money.  When you open an Interra Credit Union certificate, you can lock into our highest savings rates.  With a low minimum balance of $500, you have flexibility to choose maturities from one month to five years. 

Competitive rates make you money

  • Check out current rates and specials.
  • Dividends are paid monthly your way – by compounding, a transfer into your Interra checking or savings account, or by mail.

Earn more with jumbo certificates

Certificates of $100,000 or more will earn more with higher rates than regular certificates.

A SMART SAVERS certificate makes saving easy!

The hardest part about a savings plan may be starting one.  At Interra, we’ve made it easy for you with a Smart Savers certificate.  It’s a 12-month add-on certificate, with an initial balance of only $100.  Here’s how it works:

  • A minimum automatic deposit of at least $7 a week is required. That’s just $1 a day!
  • You can make additional manual deposits at any time, in any amount.
  • Monthly dividends are reinvested back into your certificate to maximize your earnings.
  • Earn the same rate as a regular nine-month certificate on all funds, a higher return than a regular savings account.

It’s a smart way to start!

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American Share InsuranceEach account insured up to $250,000 by American Share Insurance. By members' choice, this institution is not federally insured. Learn more about American Share Insurance.