Related Links

• Dealers offering Interra financing
• Kelley Blue Book
• NADA Guide
• Financial Calculators
• Loan Rates

   Check out our great vehicle loan rates!         

• Apply online 
• Apply in person at any Interra office
• Call us at 574.534.2506 or 888.432.2848
• Print an application, complete it and mail, fax or drop it off at any office location.

Extra protection for your peace of mind

• Credit life insurance pays off the loan if you die
• Disability insurance makes the payments on your loan if you become disabled
• GAP – guaranteed asset protection, in the event a loss exceeds the value of the vehicle
• MBP – mechanical breakdown protection is available

• Loans designed for older collectible cars
• 10%-20% down payments are typically required
• Generous terms
• Competitive rates

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• Up to 100 percent financing to qualified borrowers
• Financing up to 60 months; longer terms may be available
• Competitive rates
• ATV, jet ski, garden tractor, snowmobile loans and more

• Holiday expenses
• Vacations
• Debt consolidation
• Other needs

• Maximum term of 12 months on a single payment loan; however, the monthly payment may be setup on a fixed rate loan with a term up to five (5) years.  
• The funds are held in the account for the amount of the loan.
• As you pay down the loan, the funds are released and are available to you. 

• Maximum term of six months.  
• The funds are held in the account for the amount of the loan.
• As you pay down the loan, the funds are released and are available to you. 

• Maximum term of twelve months on a single payment loan, or a monthly payment, as long as the loan is paid in full by maturity of the certificate.  
• Once the certificate matures, you can use the certificate to pay off the loan.

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• Apply for the LOC:
  • Apply in person at any Interra office
  • Call us at 574.534.2506 or 888.432.2848
  • Print an application, complete it and mail, fax or drop it off at any office location.
• Once approved, you will have an established line of credit to use for overdraft protection, emergency expenses, or other needs.
• When a check or other withdrawal is presented in excess of your checking account balance, funds are automatically advanced from your LOC.  
• The LOC offers a competitive rate of only 12% annual percentage rate.  When you use your LOC, interest is calculated daily on the unpaid balance of the loan for the exact number of days the balance is outstanding. You only pay interest on the outstanding balance, not the available credit line.
• Repayment is easy.  Monthly payments are approximately 6% of the outstanding loan balance at billing time, or $25.00, whichever is greater.  Account and payment information will appear on your monthly Interra statement.  You may pay additional amounts at any time.

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Student Loans

Interra Credit Union now offers student loans to help you fill the funding gaps that federal aid can leave behind.  By partnering with other credit unions to form Credit Union Student Choice, we offer members lower cost financing options that help you or a family member achieve the dream of higher education.  Nationwide, there are more than 8,000 college and universities that are eligible with this loan.  Click here to see if the school of your choice is on the approved list.

Our student loan program is designed with your best interest in mind and will offer lower loan rates, zero origination fees and more flexible repayment options.  To learn more about our student loan products, try our total cost calculator, or apply, click here.  You can also find out more about our student loan program by phone or by visiting any Interra office. 

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