Did you know that we have access to thousands of surcharge free ATMs? Yes No

Convenience Services 

• Alliance One surcharge-free ATM Network
• Calculators
• Cashier's Checks
• Cedar Point Tickets – discount prices
• Collector Coins and Jewelry Items
• Elkhart County Property Tax Payments
• Financial Resource Center
• Gift Cards (Visa^®)
• Money Orders
• Interra PayCard
• Money Transfer Services
• Night Depository
• Notary Public & Signature Guarantee Services
• Postage Stamps
• Safe Deposit Boxes
• Savings Bonds (Series EE and I)
• Shared Branch Network
• Travelers Checks

Alliance One^® surcharge-free ATM Network

Save money at surcharge free ATMs! For the benefit of our members, Interra Credit Union is a part of a nationwide network, providing access to more than 4,500 surcharge-free ATMs in more than 40 states and U.S. territories. Click here to locate a surcharge-free ATM.

Calculators

How much will your car or mortgage payment be? Are you saving enough for college — or your retirement? Our online financial calculators will help you make informed decisions about your money.

Cashier's Checks

Members may purchase cashiers checks from a teller at any Interra office for $3.00/each, regardless of the amount.

Cedar Point Tickets - discount prices

Members may take advantage of significant savings over Cedar Point gate prices, and avoid waiting in line to purchase tickets. Interra Credit Union offers discount Cedar Point tickets seasonally (customarily from May 1 through Labor Day). You may purchase tickets from a teller at any Interra office during the ticket selling season.   Tickets for the 2009 season are no longer available.

Collector Coins and Jewelry Items

Several collector coin items are available at all Interra offices. Choose from state quarter sets, Presidential dollar coins, money clips, and other related items. Members may also purchase select jewelry items.

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Elkhart County Property Tax Payments

For your convenience you may pay your Elkhart County real estate, mobile home, and personal property tax payments at any Interra office. Payments may be made in cash or by check made payable to Elkhart County Treasurer. Late payments must be made at the Treasurer's office. 

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Financial Resource Center

For tips to help you make smart financial decisions, visit our Financial Resource Center. You’ll find financial planning and budgeting articles, calculators, and tools to help you make the most of your money. We also offer sites just for kids, teens, and young adults.

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Visa^® Gift Cards

An Interra gift card gives you the “gift of choice.” Unlike specific retail store cards, you can use this card almost anywhere Visa debit cards are accepted, including online purchases.

Purchase gift cards at any Interra office or online in denominations from $20 to $500. Choose from a variety of designs for just about any occasion. When you purchase a gift card online, you can have it sent directly to the recipient. The fee to purchase a gift card is only $3.95, regardless of the amount.

To view the balance of your Visa gift card, click here.

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The Interra PayCard

The PayCard from Interra Credit Union is an innovative way to receive your pay. It's a reloadable pre-paid Visa debit card that can be "loaded" with the money from your payroll. Each pay period, your pay is credited to the card, so you can use the PayCard instead of paper check or direct deposit into your account.

The PayCard lets you make purchases anywhere Visa debit cards are accepted. Just hand the card to the cashier and sign the receipt. The money comes directly from your PayCard. No interest is charged and you don’t need a PIN. Your card is welcome at millions of locations worldwide — grocery stores, gas stations, restaurants, and more!

Direct deposit to your PayCard is fast and convenient.

• Your payroll is deposited directly to your PayCard. It's instant money in your pocket.
• You don’t need a credit card. After you register your card online, your PayCard can be used to make purchases over the Internet, by phone, or by mail.
• When you need cash, you can access your money 24 hours a day at an ATM.

Your PayCard can save you time and money.

• Compare our PayCard to other pre-paid cards! Considering check-cashing charges and other pre-paid cards, our low-cost card may save you money.
• Because you won’t need a check cashing service, you’ll avoid those fees!
• You won’t need a checking account.
• You’ll never have to stand in line to cash your check. Your pay is loaded to your card automatically.

Your PayCard is safe.

• You no longer need to carry around a lot of cash that could get lost or stolen.
• With Visa's Zero Liability Policy, if your card is ever lost or stolen, your card may be replaced with the full amount of unauthorized transactions.

How to avoid common fees with your PayCard

Interra wants you to enjoy using your PayCard and save money at the same time. Use this guide to avoid the most common PayCard fees.

1.    Use your card for purchases
When you use your card for purchases rather than at an ATM, you avoid ATM usage fees.

2.    Keep track of your balance
By keeping a balance on your card and tracking your spending you avoid over-the-limit fees.

3.    Check your balance online
Interra offers a website to check your balance and get valuable information about the card. This is the most economical way to keep track of your spending, because it’s always free.   

4.    Check your balance using the automated telephone system
Another way to check your balance is to call the automated telephone system at 877.703.5850 and follow the menu options to check your balance. You will be charged a nominal fee. A higher fee is charged if you request to speak with an individual.

5.    When paying for purchases at local merchants use as credit with the swipe and sign method
Merchants will ask if you are using your card as a credit or debit. Choose credit and sign your receipt. Since your card is pre-paid it will not register as a credit card transaction.

6.    Keep your card in a safe place
Always safeguard your card from loss by keeping it with you or in a safe place and not letting others use your card.

Pay Card Fee Schedule 

1. The VISA Payroll Card is issued by Innovative Card Services pursuant to a license from Visa U.S.A., Inc.
2. Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards.  ATM transactions or PIN transactions not processed by Visa cardholders must notify card issuer promptly of unauthorized use.  Consult cardholder agreement for additional details or visit visa.com/security.

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Money Orders

Purchase money orders in amounts up to $1,000.00 from any teller at any Interra office for a fee of only $1.00.

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Money Transfer Services

For the convenience of our members, Interra offers the following money transfer services, domestically and internationally. 

• IRnet^® via the vigo^® network (Main and Monroe offices)
• ACH Direct to Mexico, Canada and five trans-Atlantic countries (Austria, Germany, The Netherlands, Switzerland and the United Kingdom.)
• Western Union^®
• Interra wire transfer

See the fee schedule for additional information.

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Night Depository

All Interra offices offer night depository services, with locking commercial bags available.

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Notary Public and Signature Guarantee Services

Important documents must often be notarized. Notary services are available at all Interra offices, at no cost to members. Also as a free service to members, signature guarantees are available at all offices. To make the process go as quickly as you would like, please bring a photo ID with you and also remember not to sign the documents until you are in the presence of the notary or signature guarantor.

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Postage Stamps

Save yourself a trip to the post office and purchase your next book of  U.S. postage stamps from a teller at any Interra office at post office prices.

You can also purchase stamps at the following Interra ATMs:

• Main Office, Goshen drive-up and lobby ATMs
• College Green, Goshen
• Monroe, Goshen
• Peddlers Crossing, Goshen
• CR 17, Elkhart
• Goshen College, Goshen
• Millersburg

Stamps are not available at the Middlebury, Nappanee, New Paris, Wakarusa or Goshen General Hospital ATM locations.
 
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Safe Deposit Boxes

For your peace of mind, provide security for your valuables and important papers with a safe deposit box at Interra. Boxes are available at the Main Office and College Green Office in Goshen, and also at the Middlebury, Millersburg, New Paris and Wakarusa offices. All boxes are 24 inches long and are available in the height and width dimensions listed below.

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Savings Bonds

You may purchase and redeem U.S. Series E and Series II savings bonds at any Interra Office. Visit www.usbonds.gov for complete program information, including redemption values.

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Shared Branch Network  

With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions just as if they were in their home credit union.  Whether you’re at work, home, or your favorite travel destination, your credit union is always nearby. In addition, shared branches are located internationally, including military bases.  Click here to find a location.

 Learn more about the Shared Branch Network.

Anywhere you see the swirl you can conduct a range of transactions, including: 

• Deposits
• Withdrawals
• Loan Payments
• Making transfers between accounts
• Purchasing money orders, travelers checks and official checks*
• And more!

To take advantage of this service, when you enter a shared branch you only need to bring:

• Your home credit union's name
• Your account number
• Valid government-issued photo identification, such as state driver’s license or U.S. passport

*May not be available at all outlets and locations.

Three local CU Centers (Shared Branches) include:

• Dunlap (near Concord Mall) – 3702 Mishawaka Road
• Osceola (Park ‘N Shop) – 911 Lincolnway West
• South Bend (Hickory Crossing) – 3631 E. Edison Road

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Travelers Checks

American Express^® travelers checks are available at all Interra Offices in a variety of denominations, both single and checks for two. The fee is $1.00 per $100 for single checks and $1.50 per $100 for checks for two. Checks for two may be purchased by one person; however, the name of the second party is required.

Interra sells travelers checks in the following quantities and denominations:

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