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In rhythm with your needs!

Hear the beat of your favorite music with INtunes Checking from Interra Credit Union, offering iTunes^® "rewards."

For starters, how does a "sign-up" bonus of $20 in iTunes credits sound? That's what you'll get, just for opening your account*.

Now that we've got your attention, there's even more. INtunes Checking offers you:

FREE checking
$5 of iTunes credits each cycle*
ATM fee refunds nationwide – up to $25 per qualification cycle**
No minimum balance requirement
No monthly service charges

It's easy to qualify each cycle***:

Have at least 10 signature-based debit card purchases post and clear your account during the cycle.
Access Interra Online banking for your account at least once per cycle.
Enroll in and receive e-Statements (a valid e-mail address is required).

What happens if I do not meet the qualifications for INtunes Checking?
Don’t worry. Your checking account is still free and you can start over to earn iTunes credits during the next qualification cycle. Because credits last for 60 days, you may still have iTunes credits from a previous cycle that can be redeemed during this cycle, even though you did not earn any additional ones.

How do the iTunes credits work?

Just use the Interra debit card associated with your INtunes checking account to purchase downloads through iTunes.
If you purchased iTunes during the qualification cycle, you will receive iTunes credits back into your account for the amount you purchased – up to $5.00 – at the end of the cycle.
You will receive a notification stating you have $5.00 of iTunes credits to use within 60 days.

How do the ATM refunds work?
The refunds include surcharge and foreign transaction fees.

What is a signature-based debit card transaction?

Transactions process one of two ways with your debit card. One is PIN-based, when you enter your 4-digit PIN. All other transactions are considered “signature-based,” whether you actually sign or not. Frequently, for example, a debit card transaction at a service station is a “signature-based” transaction, but you don’t actually sign the receipt. In order for a debit card transaction to count toward the minimum of 10 per qualification cycle, be sure you choose the signature-based method.

Debit or credit?

A signature-based debit card transaction processes through the MasterCard system, even though the funds are withdrawn from your checking account. If you want a signature-based transaction, always choose “credit.”

How do I sign up for online banking?

It's easy! Just complete the registration process.

e-Statement registration – Get an EZ $10!

When you sign up for e-Statements you will access your account statement via online banking rather than receiving it through the mail. Setting up e-Statements is as easy as 1 - 2 - 3!

Log into Interra Online banking. If you aren't already registered, sign up now!
Click on the e-Statement tab and follow the prompts.
VIEW your statement – current and previous months.

That’s all you have to do. Interra will deposit $10 to your account within two weeks of signing up.

View Frequently Asked Questions.

INtunes Checking communications

You will receive a “welcome” e-mail from Interra Credit Union (msg@interracu.com). The subject line will be: INtunes Checking.
At the end of each qualification cycle, you will receive an e-mail from the above address and subject. It will include your account activity based on the requirements and let you know if you qualify or do not qualify for iTunes credits. If you do not qualify one month, don’t worry. You will be starting a new cycle and a new opportunity to earn rewards.

Sign up today:

Members with an Interra checking account – Complete, print and deliver the enrollment form to any Interra office (via fax, by mail or in person).
Anyone – Open your INtunes checking account in person at any Interra office location.

INtunes Checking...music to your ears!

* Earn iTunes^® download refunds up to $20.00 with initial account opening regardless of qualifications. Earn up to $5.00 of iTunes^® download refunds each cycle when the qualifications are met. Sales tax may apply potentially reducing the number of downloads reimbursed.

**ATM fee refunds up to $25.00 provided only if qualifications are met during the qualification cycle.

*** No minimum balance required; however, you must deposit a minimum of $25.00 to open this account. Available to personal accounts only. Qualifying purchase transactions must post and clear the account during the qualification cycle. Purchases may take one or more business days from the transaction date to post to an account from the date the purchase is made. PIN based purchases do not count toward qualifying debit card purchases. If you do not meet the qualifications per cycle, your account will still function as a free checking account; however, it will not receive iTunes^® credits for that qualification cycle. iTunes^® must be purchased with the Interra debit card associated with your INtunes account to receive reimbursement.

iTunes^™ is a trademark of Apple^®, Inc. This program is not endorsed by iTunes^® or Apple^® nor is there any actual or implied joint venture, partnership or launch of any kind between Interra Credit Union and Apple's iTunes^®.

Read the complete INtunes Truth-in-Savings Disclosure.