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Swipe. Earn. Redeem.

Use your debit card to earn FREE rewards   

Earn points – redeem for rewards!

• Do you have an Interra checking account with a debit card? That’s what you need to be automatically eligible. You don’t even have to sign up.
• Just use your debit card for purchase transactions, signature-based and PIN-based, transactions, too.
• Every three months, a reward certificate will be mailed to qualifying members – in February, May, August and November. 
• The reward certificate includes all the rewards points the member has earned within the preceding three-month period. 
  • You can choose to redeem points right away, or accrue points and accumulate them toward a gift in a higher-point category.

Create your account

• Just start here!
• Frequently Asked Questions (FAQs)

Recording certificates

• Upon receipt of a certificate, enter the certificate string online. At that time, the points will be credited to your account.

Does it matter if it’s a signature-based or PIN-based purchase?

• Yes. You get more points for signature purchases, but you get points for all purchases. 
  • You earn one point for every $100 you spend with a signature-based transaction.
  • You earn one-half point for every $100 you spend with a PIN-based transaction.

What if there are two debit cards on the same checking account – do they both count?

• We look at the transactions at the checking account level. That means that the transactions made on each card are accumulated toward one reward certificate.

Managing points

• Remember, the points accumulate and are credited to one certificate at the account level. Two debit cards on one account = one aggregate certificate.
• You can accumulate points for up to 2 years, especially if you want to redeem rewards for a more valuable gift. At the end of two years, points expire in the order they were earned. That means you don’t lose everything, only those expiring at that time.
• Points can be transferred. For example, if a church needs a new TV for the youth, members can pool their rewards points toward the purchase of one item.

Redeeming certificates

• Order a gift at any time with accumulated points.
• The gift is shipped in a bright yellow box and usually arrives within one week.
• The shipment can be tracked online.
• There are NO shipping and/or handling charges.

Do ATM transactions count?

• No, only purchase transactions count for Interra Rewards.

What if you have an Interra checking account, but you don’t have a debit card?

• Just call or visit any Interra office. A member service representative can assist you. 

What if you have questions?

• The Interra Rewards website provides you with information and resources. That’s also where you enter your certificate numbers and redeem your rewards.
• If you need additional support, please call the program support number at 910.202.3429 (this is not a toll-free number).