| Certificate Specials |
| Effective Date: 09/01/10* |
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Dividend Rate | Annual Percentage Yield (APY) |
| There are currently no certificate specials. |
| *Limited time offer; terms and conditions subject to change without notice. |
| Savings Products |
| Effective Date: 09/01/10* |
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Dividend Rate | Annual Percentage Yield (APY) |
| Member Share Savings |
$5(**) |
$5 |
0.200% |
0.200% |
| Share Savings |
$5 |
$5 |
0.200% |
0.200% |
| Checking |
$25 |
>$0 |
0.100% |
0.100% |
| My Rewards Checking |
| $0.01 - $10,000.00 |
$25 |
>$0 |
3.930% |
4.000% |
| $10,000.01 + |
$25 |
>$0 |
1.000% |
1.000% |
| Sign & Save Savings |
$0 |
>$0 |
1.000% |
1.000% |
| Christmas Club |
$0 |
>$0 |
1.000% |
1.000% |
| Kids Club |
$5 |
$5 |
0.750% |
0.750% |
| HSA Savings |
$5(**) |
$5 |
0.750% |
0.750% |
| HSA Checking |
$25 |
>$0 |
1.980% |
2.000% |
| IRA Savings |
$5 |
$5 |
0.750% |
0.750% |
| (MMSA) Money Market Share Accounts |
| $2,000-$19,999.99 |
$2,000 |
≥$2,000.00 |
0.400% |
0.400% |
| $20,000-$99,999.99 |
$2,000 |
≥$20,000.00 |
0.500% |
0.500% |
| $100,000 + |
$2,000 |
≥$100,000.00 |
0.600% |
0.600% |
| IRA, HSA, Certificates |
| Effective Date: 09/01/10* |
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Dividend Rate | Annual Percentage Yield (APY) |
| 1 month |
$500 |
$500 |
0.200% |
0.200% |
| 3 months |
$500 |
$500 |
0.400% |
0.400% |
| 6 months |
$500 |
$500 |
0.600% |
0.600% |
| 12 months |
$500 |
$500 |
0.900% |
0.900% |
| 18 months |
$500 |
$500 |
1.140% |
1.150% |
| 24 months |
$500 |
$500 |
1.390% |
1.400% |
| 36 months |
$500 |
$500 |
1.640% |
1.650% |
| 48 months |
$500 |
$500 |
2.230% |
2.250% |
| 60 months |
$500 |
$500 |
2.470% |
2.500% |
| Smart Saver*** |
$100 |
$100 |
0.750% |
0.750% |