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Savings Rates

Specials
Savings Products
IRA, HSA, Certificates

Certificate Specials
Effective Date: 02/01/12*
Account Type	Minimum Deposit to Open Account	Minimum Daily Balance to Obtain APY	Dividend Rate	Annual Percentage Yield (APY)
There are no specials at this time.

Savings Products
Effective Date: 02/01/12*
Account Type	Minimum Deposit to Open Account	Minimum Daily Balance to Obtain APY	Dividend Rate	Annual Percentage Yield (APY)
Member Share Savings	$5(**)	$5	0.200%	0.200%
Share Savings	$5	$5	0.200%	0.200%
Checking	$25	>$0	0.100%	0.100%
My Rewards Checking
$0.01 - $10,000.00	$25	>$0	2.960%	3.000%
$10,000.01 +	$25	>$0	0.500%	0.500%
Sign & Save Savings	$0	>$0	1.000%	1.000%
Christmas Club	$0	>$0	1.000%	1.000%
Kids Club	$5	$5	0.750%	0.750%
HSA Savings	$5(**)	$5	0.750%	0.750%
HSA Checking	$25	>$0	1.490%	1.500%
IRA Savings	$5	$5	0.750%	0.750%
(MMSA) Money Market Share Accounts
$2,000-$19,999.99	$2,000	≥$2,000.00	0.400%	0.400%
$20,000-$99,999.99	$2,000	≥$20,000.00	0.500%	0.500%
$100,000 +	$2,000	≥$100,000.00	0.600%	0.600%

IRA, HSA, Certificates
Effective Date: 02/01/12*
Account Type	Minimum Deposit to Open Account	Minimum Daily Balance to Obtain APY	Dividend Rate	Annual Percentage Yield (APY)
1 month	$500	$500	0.100%	0.100%
3 months	$500	$500	0.300%	0.300%
6 months	$500	$500	0.500%	0.500%
12 months	$500	$500	0.750%	0.750%
18 months	$500	$500	0.850%	0.850%
24 months	$500	$500	1.000%	1.000%
36 months	$500	$500	1.290%	1.300%
48 months	$500	$500	1.690%	1.700%
60 months	$500	$500	1.980%	2.000%
Smart Saver***	$100	$100	0.630%	0.630%
If you have $100,000+ to invest, please call for our Jumbo Certificate Rates.

* The dividend rates and APY on these accounts may change after they are opened.
** The Par value of a membership share in this credit union is $5.00.
*** Minimum weekly automatic deposit/transfer required; manual deposits accepted. Dividends paid back to the certificate.

Rates and terms subject to change without notice. Fees charged against the account may reduce earnings. Penalties: A penalty may be imposed for early withdrawal of all or part of an IRA, HSA, Share Certificate or Share Certificate special.

If you have $100,000+ to invest, please call for our Jumbo Certificate Rates.

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