Business Savings FAQs

There is a minimum of $5.00 to open a Business Savings account, and you must maintain at least $5 in it while it’s open.

Yes, all rates on Business Savings may change at Interra Credit Union’s discretion.

Yes, you can get an ATM card at your request.

Yes, you can print a copy of a check via Interra Online Banking. 

Yes, if applicable.

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Business Savings

Business Savings

Business Savings

  • Low minimum balance of $51
  • Earn a competitive rate on your balances
  • No monthly service charge2
  • Free electronic services

Business Money Market Savings Account (MMSA)

  • Open your account with as little as $1,0003
  • Competitive tiered rates - the more you deposit, the higher your dividend rate
  • Free checks
  • Make unlimited deposits and process up to 6 checks each cycle4

Electronic Business Money Market Share Account (eBMMSA)

  • Open an electronic money market share account with at least $10,000.00.
  • Earn a higher rate for higher balances – better than Interra’s regular money market share account!
  • A tiered rate account, it has a blended rate calculation that is weighted according to the balance.
  • You may make unlimited deposits to the account.
  • You may make four free withdrawals or transfers each month; thereafter the excess transaction fee is $10 per item.
    • In addition, there may be other regulatory withdrawal/transfer limitations.
  • In order to avoid a $25 monthly service fee:
    • Maintain an average daily balance of at least $10,000.00
    • Have at least one electronic deposit of $100 or more post and clear the account each month.
    • Be enrolled in Interra Online Banking.
    • Enroll in and receive e-statements, including all Interra accounts under membership by primary account holder (a valid email address to which Interra can deliver).

Business Certificates

  • Secure and safe
  • Choose terms from 1 to 60 months
  • Minimum initial balance as low as $500
  • Competitive rates with dividends paid monthly5

Stop by any Interra office or contact Interra's business team to open your account today!

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Voted by the readers, the best of the best, 2018, by the Goshen News. The Elkhart Truth, voted the best of Elkhart County, 2018. Voted the Favorite of Elkhart County by The Elkhart Truth, 2018.
1Minimum balance to open and maintain the account is $5.00.
2Single service fee of $7.00 per month is accessed to members who only have a member share savings with an average balance under $250.00 and utilize no other qualified accounts or services. Services that do not qualify include, but may not be limited to, ATM card, e-Statements, Interra Connect, Online or Mobile banking, and safe deposit boxes. Members under age 23 or 62 and older are exempt.
3If the balance in your Money Market Savings Account drops below $1,000, you will be assessed a $5 monthly service charge.
4Other withdrawal limits may apply.
5You can receive your dividends by compounding a transfer into your Interra checking or savings account, or by mail.


Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.