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Business Remote Deposit Capture FAQs

RDC: Using a check specific scanner, you can scan printed checks and send them electronically to Interra.

RDS: Using a check specific scanner, you can scan handwritten checks and send them electronically to Interra.

mRDC: Using your mobile phone and a business specific Interra app, you can take a picture of your larger dollar amount checks and have them electronically deposited in to your specified Interra account.

Yes, Interra Business (INBusiness) offers Mobile Remote Deposit Capture (mRDC). A business can apply for this option to deposit checks individually via their smartphone by taking a picture and submitting it within our INBusiness Deposit app. Contact our Business Services specialists to begin the application process for access to the app at 844.422.7957.

Yes, in the program you will find an FAQ and multiple training sections to review. Along with this quick reference, you will have a knowledgeable team behind you just a phone call away at Interra.

Interra Credit Union is committed to the security of your financial and personal information. Our computer systems and online banking site are secured by firewalls, passwords and encryptions. We maintain other physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

  • High speed internet
  • Windows Vista (not including Starter or Home Basic): Microsoft Internet Explorer 8 and/or 9.
  • Windows 7: Microsoft Internet Explorer 8, 9, 10, or 11

Yes, if you are the primary signer on other accounts you can enable and designate what accounts the funds will be allocated to for deposit.

Deposits entered prior to 3:00 p.m. on a business day will be verified and deposited by 6:00 pm on the same business day, if it is not subject to a hold. 

A business must meet certain qualifications for this service. Please call Business Services at 844.422.7957 for more details.

The checks will be electronically scanned and accessible in your online banking. When scanning, you can also choose to have them “stamped” by the scanner to prevent duplication.

Yes, you will be able to create multiusers and assign their rights (what they can see, what they can do) in your online banking as well as specific rights for the RDC service.

No. The service can be cancelled at any time; it is not a contracted service.

Yes, these limits are agreed upon and designated in the original agreement document that is signed when initiating the service.

These limits are agreed upon and designated in the original agreement document that is signed when initiating the service.

This depends on the type or model of your scanner. Interra’s preferred scanner can scan up to 30 deposits at one time. 

If you already have a check scanner, we can research its compatibility with our program. If you do not have a scanner, we offer a purchase or a lease option for our preferred scanner.

Yes, this is a fee based service. Please contact the Business Services team at 844.422.7957 for more information.

  • Any business that would like to deposit larger dollar amount checks and would need higher limits
  • Any business with large mobile deposit amount totals in a month

Once the agreement is signed and returned, it takes up to 5 business days to initiate your service and install the access point. We then either schedule a date and time to come to your workplace to install the scanner and offer training for the Remote Deposit Scan service or we notify you via email and phone that your Mobile Remote Deposit app is ready to be used.

Download the Interra Business Mobile Deposit app from either the Apple Store or Google Play Store.  The app will have its own login credentials separate from Interra online banking.  Log in to the Interra Business Mobile Deposit app and take a picture of the front and back of the check.  Submit the check and funds will be credited to your Interra Business account.  The service does have a per check fee.

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Home > Business Services > Treasury & e-Services > Remote Deposit

Remote Deposit Solutions

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Interra offers two easy ways to deposit your checks online without coming to the credit union. Whether you're on the go or in the office, we have your remote deposit needs covered. 

Remote Deposit Capture

  • Easy and convenient way to deposit checks using Interra Online banking and a scanner
  • Ability to scan and correct checks to eliminate delays in processing and resulting in quicker deposits
  • View the front and back of checks previously deposited
  • Detailed reporting on your deposit history
  • View user video

Mobile Deposit Capture

  • Deposit checks directly from your phone
  • Easy and convenient way to deposit checks for businesses on the go
  • Detailed reporting through Interra Online Banking

Contact Interra's business services team for more information about how you and your business can benefit from Interra's Remote Deposit Solutions.

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