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Certificates

Certificates

Certificates provide a secure way to save and grow your money.

  1. Secure and safe
  2. We offer 3, 6, 12, 18, 24, 36, 48 and 60-month terms
  3. Minimum initial balance as low as $500
  4. Competitive rates with dividends paid monthly
  5. Jumbo rates available for balances of $100,000 or more

Online account opening is available for 6, 12, 24, 36, 48 and 60 month certificates. For all other certificates, please visit any Interra Office.

Share Certificate Specials

2.220% APY for 7-month share certificate

  1. $1,000.00 minimum balance to obtain the APY, with no maximum limit.1
  2. Open to personal accounts.
  3. Traditional IRA, Roth IRA, Roth Coverdell IRA and Education IRA share certificate all qualify for this special.
  4. Interest will compound and be credited to the account monthly. Your dividends will be deposited directly into your primary savings account at Interra.

3.040% APY For 37-month share certificate 

  1. $1,000.00 minimum balance to obtain the APY.2
  2. Open to personal and business accounts.
  3. Traditional IRA, Roth IRA, Roth Coverdell IRA and Education IRA share certificate all qualify for this special.
  4. Interest will compound and be credited to the account monthly. Your dividends will be deposited directly into your primary savings account at Interra.

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Voted by the readers, the best of the best, 2018, by the Goshen News. The Elkhart Truth, voted the best of Elkhart County, 2018. Voted the Favorite of Elkhart County by The Elkhart Truth, 2018.

1APY (Annual Percentage Yield) effective October 1, 2018. Limited time offer only. Rates and terms subject to change without notice. 6-month penalty for early withdrawal. Fees could reduce earnings on this account. At maturity, share certificate automatically renews at then 6-month share certificate dividend rate. Dividend will compound and be credited to account monthly.
2APY effective August 1, 2018. Jumbo rate not available. Limited time offer only. Rates and terms subject to change without notice. 6-month penalty for early withdrawal. Fees could reduce earnings on this account. At maturity, share certificate automatically renews at then 36-month share certificate dividend rate. The credit union reserves the right to limit the amount of a certificate. Dividend will compound and be credited to account monthly.

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.