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Checking Line of Credit

Checking Line of Credit

With Interra’s Checking Line of Credit (LOC) you’ll have peace of mind knowing your expenses are covered with this convenient overdraft protection option.

  • Easily access your Checking LOC by writing a check
  • Competitive rate as low as 12% APR1
  • Set up as simple overdraft protection
  • Use it to pay for unexpected expenses
  • Low monthly payment of only 6% of the balance or $25, whichever is greater
  • Statement is delivered along with your monthly Interra statements

Get started today and apply for a checking line of credit online or contact Interra for additional questions

Apply NowContact Interra 

Interest Rates & Interest Charges2
APR for cash advances 12.00%
Paying interest You will be charged interest from the transaction date.
Annual fee None
Transaction fees None
Late payment fee $19.00
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Voted by the readers, the best of the best, 2018, by the Goshen News. The Elkhart Truth, voted the best of Elkhart County, 2018. Voted the Favorite of Elkhart County by The Elkhart Truth, 2018.

1Annual Percentage Rate. All loans subject to credit and collateral review.
2To calculate your balance we will use a method called "average daily balance" (including new purchases). See your account agreement for more details.
3Billing rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. The information about the costs of the line of credit described in this application is accurate as of 11/1/2018. This information may have changed after that date. To find out what may have changed, call 574.534.2506 or write to Interra Credit Union, PO Box 727, Goshen, IN 46527.

Full Agreement and Disclosure for a Checking LOC

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.