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Christmas Club FAQs

You must either deposit $10 or setup automatic transfers at account opening.

Yes, all rates on the account may change at Interra Credit Union’s discretion.

Yes, if applicable.

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Christmas Club Savings Account

Christmas Club

Enjoy the holidays without worrying about holiday expenses!

  • 0.10% APY1 – Higher than a regular savings account
  • Systematically save without thinking about it
  • You will incur a $10 fee if you withdraw funds out of your Christmas Club account before October 31.

Here’s how it works

  1. Sign up for a Christmas Club account
  2. Sign up for automatic monthly transfers, whether it's monthly or weekly, to reach your savings goals
  3. Every year on November 1, funds are transferred to your checking or savings account

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Voted by the readers, the best of the best, 2018, by the Goshen News. The Elkhart Truth, voted the best of Elkhart County, 2018. Voted the Favorite of Elkhart County by The Elkhart Truth, 2018.

1 Annual Percentage Yield. APY effective May 1, 2016, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.