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Loan Rates

Loan Rates

Consumer Loans
Effective Date: 01/02/191
Loan Type2APR2 as low as
Vehicle Loans
4.890%3
Classic Autos 7.500%
Motorcycles/Moped/ATV's 4.490%
Boats/Jet Ski & RV's-Campers & Motorhomes & Trailers 5.690%
Other Secured Loans 7.600%
Personal Loans 9.150%4
Checking Line of Credit 12.000%
Student Loans Loan details may be obtained at Student Choice Center website
Share Secured Loans The APR will be equal to 3% above the APY of the account you are providing as security.
MasterCard® Credit Cards
Effective Date: 02/15/191
Credit Card Programs5APR2 as low as
MasterCard Standard Credit Cards 13.900%
MasterCard Platinum Credit Cards 10.900%
MasterCard Business Credit Cards (fixed rate)
9.900%
Residential Mortgage Loans
Click here for rate and program information.
Home Equity Programs
Effective Date: 12/21/181
Home Equity Line of Credit (HELOC)APR2 as low as
Fixed Rate HELOC (5 Year Term) 6.040%5
Variable Rate HELOC (10 Year Term) 5.500%6
Commercial Loans
Contact us today for a personal quote or visit any Interra office.
Agribusiness Loans
Contact us today for a personal quote or visit any Interra office.
Agribusiness Mortgage Loans
Contact us today for a personal quote or visit any Interra office.
1Programs, rates, terms and conditions are subject to change without notice. All loans are subject to credit approval and collateral review, as applicable.
2Annual Percentage Rate (APR) may vary based on credit qualification, loan amount and loan term.

3Payment example: New auto loan of $20,000.00 (with a $99.00 loan processing fee) for 60-months at 4.89% APR will have a monthly payment of $376.44. Processing fee may increase the APR.
4Payment example: Personal Loan of $20,000.00 (with a $75.00 loan processing fee) for 60-months at 9.15% APR will have a monthly payment of $416.63. Processing fee may increase the APR.
5APR may vary depending on your credit history. Property and flood insurance, if applicable, will be required.
6APR may vary depending on your credit history. The variable rate home equity product may fluctuate monthly and is subject to both increase and decrease; however, the maximum rate is 6% above the initial rate. The variable rate product rate is based on the Prime Rate as published in the Wall Street Journal, plus a margin. For example, if you opened a HELOC at 5.5% APR, the highest the rate could go during the life of the loan would be 11.5% APR. Property and flood insurance, if applicable, will be required.

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