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Payment Options

There’s more than one way to pay your loan—and we offer them all.

Pay by debit card or ACH

Interra loans can be paid using debit card1 or ACH from other banks or credit unions. There's no charge for ACH payments. 

Make a one-time payment or schedule recurring payments. All you need is your member account number and the last four digits of the primary member's social security number to take advantage of this convenient service.  

Login to Online Banking

Simply go online and pay your loan payment with a few clicks. Online Banking offers the easiest method to pay on any loan. Make a one-time payment or set up a recurring transfer to move funds from your Interra sub-accounts to pay your loan. 

Click the login button below to sign in to your Online Banking account. If you are new to Online Banking, click the login button and then select register with Online Banking. 

Transfer Funds From Another Financial Institution

To transfer funds from another financial institution, register an external account to pull funds from to pay your loan. Click on Transfer and Add an External Account to get started.

Mail your Payment

Interra Credit Union
ATTN: Payment Processing
PO Box 727
Goshen, IN 46527

Be sure to include your loan number on your check or money order. Please do not mail cash.

Pay in Person/Call Member Services

Visit a local branch to pay your loan. 


Member Services can be reached at 574.534.2506. Fees may apply.

Mon.-Fri. 8:00 am-6:00 pm
Saturday 8:00 am-12:00 pm


There are times in life when you need some extra money and skipping a loan payment could be exactly what you need to get through. Interra Credit Union’s Skip-a-Payment program gives qualifying members an opportunity to skip a monthly loan payment up to twice a year. 

  • Skip a loan payment up to 2 times per rolling 12-month period (not to exceed 6 skips per loan).2
  • Skipping a payment won’t hurt your credit report!
  • Qualified consumer loans are eligible.2
  • $25 processing fee per loan, per request.

Skip-a-Payment is here to help when you need a break, for yourself or from bills!

It's easy to sign up.

  • Right now! Click on the button below to log in to online banking. (Once logged in to online banking, click on the 3 dots at the top of the dashboard and select Skip-A-Payment.)
  • Stop by any branch to get started.

1See Fee Schedule for charges associated with making loan payments via self-service and non self-service options with your debit card. 2All Skip-a-Payment requests are subject to approval. Interest will continue to accrue. A skipped payment may reduce any GAP insurance claims on insured vehicles. Please consult you GAP Policy for more information. Skip-a-Payment Terms & Conditions