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What makes Interra Credit Union different?

Credit unions are member-owned not-for-profit financial cooperatives.

What makes credit unions different? What makes Interra different? IT’S ALL ABOUT THE MEMBERS! When the credit union considers the structure of a product or the introduction of a new service, you will often hear credit union managers and board members ask, “What’s best for our members?” The credit union takes its charge seriously.

It’s easy to join and qualify.

Today is a great time to become a member of Interra Credit Union. It’s easy to join and easy to qualify.

  • Live or work in Elkhart, Allen, DeKalb, Fulton, Huntington, Kosciusko, LaGrange, LaPorte, Marshall, Miami, Noble, Pulaski, St. Joseph, Starke, Steuben, Wabash, Wells, or Whitley counties; or,
  • Have an immediate family member who is an Interra member; or,
  • Work for a business or organization that offers Interra membership as a benefit.
  • Contact us for additional ways to qualify for membership.

What you'll need to get started
  • Your social security or tax ID number.
  • Your driver’s license or state-issued ID.
  • Information about any loans or mortgages that you may have to help us confirm your identity.
  • You will need to fund your new account. 
    • If you fund your account with a credit or debit card, funds will be deposited in 3-5 business days. 
    • You may also stop into your local branch to make the initial deposit. 
  • If applying for a joint account, you will need the co-applicant's name, driver’s license or state-issued ID, social security or tax ID number, and date of birth.

What’s the difference between a credit union and a bank?

Credit unions are member-owned not-for-profit financial cooperatives. Banks are for-profit businesses, with profits being returned to its shareholders.

What is a major advantage of credit unions?

The primary advantage of a credit union is its focus on the best interests of its member-owners.

What is the advantage of using a credit union over a bank?

Credit unions return earnings to its members in customarily higher rates on savings, lower rates on loans and especially fewer and lower fees.