What makes Interra Credit Union different?
Credit unions are member-owned not-for-profit financial cooperatives.
What makes credit unions different? What makes Interra different? IT’S ALL ABOUT THE MEMBERS! When the credit union considers the structure of a product or the introduction of a new service, you will often hear credit union managers and board members ask, “What’s best for our members?” The credit union takes its charge seriously.
Today is a great time to become a member of Interra Credit Union. It’s easy to join and easy to qualify.
- Live or work in Elkhart, Allen, DeKalb, Fulton, Huntington, Kosciusko, LaGrange, LaPorte, Marshall, Miami, Noble, Pulaski, St. Joseph, Starke, Steuben, Wabash, Wells, or Whitley counties; or,
- Have an immediate family member who is an Interra member; or,
- Work for a business or organization that offers Interra membership as a benefit.
- Contact us for additional ways to qualify for membership.
- Your social security or tax ID number.
- Your driver’s license or state-issued ID.
- Information about any loans or mortgages that you may have to help us confirm your identity.
- You will need to fund your new account.
- If you fund your account with a credit or debit card, funds will be deposited in 3-5 business days.
- You may also stop into your local branch to make the initial deposit.
- If applying for a joint account, you will need the co-applicant's name, driver’s license or state-issued ID, social security or tax ID number, and date of birth.
- Under the age of 14? Contact us here to open an account.
What’s the difference between a credit union and a bank?
Credit unions are member-owned not-for-profit financial cooperatives. Banks are for-profit businesses, with profits being returned to its shareholders.
What is a major advantage of credit unions?
The primary advantage of a credit union is its focus on the best interests of its member-owners.
What is the advantage of using a credit union over a bank?
Credit unions return earnings to its members in customarily higher rates on savings, lower rates on loans and especially fewer and lower fees.