INtime Business and Agribusiness Lending.
INtime Lending offers lending up to $100,000 for new and existing business and agribusiness members and decision within 48 hours1. We specialize in expedited lending for term loans, a working-capital line of credit, and business credit cards.
Business and Agribusiness Term Loans
Our term loans offer fixed or variable interest rate options and up to a 6-year term on qualified term loans.
- Vehicle/Semi-Truck/Trailer/Tractor/Titled collateral purchases
- Cash out options for improvements and expansions
- Business and farm equipment purchases
- Livestock and inventory purchases
Business and Agribusiness Line of Credit
A line of credit (LOC) is a great, cost-efficient way to finance your business, ensuring adequate cash flow and peace of mind!
- Up to 3-year terms available
- Fixed and variable interest rates
- Easily access your LOC through various ways including:
- Online banking
- Mobile App
- Over the phone
- Local Branch
How do I apply for a loan?
You can easily apply online or call/visit a local branch.
What is needed to apply?
For your application, we will need the following:
- Purchase agreement/bill of sale
- Copies of titles/asset
- Proof of insurance
Additional items may be requested for review. If you do not have all the information listed, please contact your local branch to discuss your options.
Can I get a pre-approval for a loan?
Yes, you can! Whether you are looking to shop around, going to an auction, or want to see what you could possibly qualify for, contact us to see what we can do for you.
Does your program finance, secure land and real estate?
Do I need cash down for my purchase/loan?
A minimum 25% cash down is required on certain commercial loans. For more information, or if cash down is not available, please contact a local branch to discuss other options.
148-hour decision based on average application review time for qualified applicants with proper documentation needed for review. Please see FAQ for details.