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We don’t have superpowers—but we can maximize yours.

These savings products will help you maximize your business’s earning power.

Business Savings

  • Low minimum balance of $51
  • Earn a competitive rate on your balances
  • No monthly service charge2
  • Free electronic services

Business Certificates

  • Safe and secure from market volatility
  • A variety of terms to choose from
  • Minimum initial balance as low as $500
  • Competitive rates with monthly dividends3

Business Money Market Share Account (BMMSA)

  • Open your account with as little as $1,0004
  • Competitive tiered rates. The more you deposit, the higher your rate
  • Free checks
  • Make unlimited deposits 

Accounts to help you plan ahead.

Health Savings Account

Health Savings Accounts (HSAs) for Businesses

Interra works with many area businesses and organizations who offer high deductible health plans, to set up and maintain HSAs for their employees. You and your employees will benefit from Interra’s personal service and convenient office locations.

Retirement Accounts

Secure your financial future.

An IRA is an investing tool used to earmark funds for retirement savings. There are Traditional IRA’s, Roth IRA’s, Simple IRA’s, and SEP IRA’s. IRA’s can consist of a wide range of financial products such as mutual funds, stocks, bonds, insurance products, and cash.

“Thank you from the bottom of my heart for being more than a financial institution.”
Interra Credit Union Member

For more information or to open your account, stop by any Interra office, call Interra Business Services at 574-534-2506 ext. 7015, or email


What is the minimum opening balance for a Business Savings account?


There is a minimum of $5.00 to open a Business Savings account, and you must maintain at least $5 in it while it’s open.


Can the APY change on a Business Savings account?


Yes, all rates on Business Savings may change at Interra Credit Union’s discretion.


Can I get an ATM card with a Business Savings account?


Yes, you can get an ATM card at your request.


Can I get a printed copy of a check image with a Business Savings account?


Yes, you can print a copy of a check via Interra Online Banking.


Will Business Savings members receive a 1099 at the end of the year reflecting dividends earned?


Yes, if applicable.

1Minimum balance to open and maintain the account is $5.00.2Single service fee of $7.00 per month is accessed to members who only have a member share savings with an average balance under $250.00 and utilize no other qualified accounts or services. Services that do not qualify include, but may not be limited to, ATM card, e-Statements, Interra Connect, Online or Mobile banking, and safe deposit boxes. Members under age 23 or 62 and older are exempt.3Dividends will be compounded and credited to your account every month. Alternatively, you may choose to have dividends paid to you or to another Interra account every month rather than credited to your share certificate.4If the balance in your Money Market Share Account drops below $1,000, you will be assessed a $10 monthly service fee.