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Business & Agribusiness Wealth Preservation

Preserve your business or agribusiness operation with asset transition planning. Developing strategies can help give you confidence, knowing that the business or farm that you have built or has been in your family for generations will be preserved and remain a legacy for generations to come.

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Effective transition planning may involve:

Retirement Plans

Customarily, retirement plans provide income tax benefits to business & farm owners. As an added benefit, they may be a key to attracting and retaining employees Types of retirement plans include:

  • Traditional 401(k) – Medium to large size companies with over 100 employees
  • Solo 401 (k) – Companies with only an owner and spouse as employees
  • SIMPLE IRA – Companies with less than 100 employees
  • SEP IRA – Companies with one to several employees
  • 403 (b) plans – Non-profit organizations
  • Defined Benefit Plans – Traditional pension plans

Mutual Funds

As an investment strategy, mutual funds may provide a way to help your business or operation weather low business sales, crop and livestock price fluctuations, regulatory changes, and equipment issues. Mutual funds may also provide an important component in the transition plan of the business or farm to the next generation. Mutual fund investing involves risk, including possible loss of principal.


Annuities are long-term investment vehicles designed for retirement purposes. Many business and farm owners find that annuities provide an income during transition years, allowing more of the operational income to be passed on to the next generation. 

Life Insurance

The next generation may include family members who may or may not want to be involved in the business or farming operation. A life insurance policy may help ensure the transition of the farm or business is completed according to your wishes.

Long Term Care Insurance

You may be able to avoid liquidation of assets to pay for the increasing costs of long-term care.

The financial professionals at Interra Investments are financial advisors with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Interra Credit Union and Interra Investments are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Interra Investments and may also be employees of Interra Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Interra Credit Union or Interra Investments. Securities and insurance offered through LPL or its affiliates are:
Investment Disclosure BOXES

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.