Kids Savings FAQs

There is a $5 minimum opening balance for a Kids Savings account.

There is a $5 minimum balance for a Kids Savings account.

Yes, all rates on the account may change at Interra Credit Union’s discretion.

At the age of 18, an INteen will receive a letter informing him/her that his/her Kids Savings account has been transitioned into the Regular Savings. He/she will no longer receive a birthday card or $2 bill every year, nor will they receive INteens communications.

Yes, if applicable.

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Kids Savings Account

Kids Savings Accounts

With two different clubs based on age, it’s easy to start early and build smart saving habits!

  • 0.10% APY1 - Higher than a regular savings account
  • No fees
  • $5 minimum balance

Young Explorers Club

  1. Exclusive for 0 – 11 year old members
  2. Receive a Young Explorers bag at account opening
  3. You'll receive a birthday postcard with the opportunity for a $5 deposit to your account
  4. Enjoy club-only activities!
  5. Visit the Young Explorers site for kid-friendly activities 

INteens Club

  1. Exclusive for 12 – 17 year old members
  2. You'll receive a birthday postcard with the opportunity for a $5 deposit to your account

No matter your age, it’s always a great time to start saving! Contact Interra or stop in at any office to open a Kids Savings Account today.

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1 Annual Percentage Yield. APY effective May 1, 2016, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.