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Building, buying, or refinancing?

It’s not just a house, it's your home. It’s about your life and your family. It’s a big deal, personally and financially. When you apply at Interra Mortgage, you’re supported by people you know and trust in our communities. Interra’s mortgage loan originators will work to match you with the mortgage that meets your needs and lifestyle. They will help navigate the smallest of details to make the process as easy as possible for you.

Consider these Benefits of Working with Interra Mortgage:

  • In-house local processing, underwriting, and closing.
  • Mortgage loan originators available throughout the credit union’s service area.
  • Interra servicing – pay your mortgage loan at any credit union office.1

Conventional Loans

  • Fixed and Adjustable rate programs
  • Amish Loan Programs - Amish Aid Insurance approved
  • Flexible loan terms
  • Mortgage Servicing retained by Interra
  • Down payment as low as 3%
  • Eliminate PMI with first and second mortgage options

Jumbo Loans

  • Fixed and Adjustable rate programs
  • Down payment as low as 10%
  • Purchase, Rate & Terms or Cash-out Refinance
  • Bank Statement loan programs available

Government Loans

  • First time home buyers welcome
  • Down payment assistance available
  • Closing costs can be seller paid and/or financed
  • Easier credit qualifications

Other Portfolio Loan Options

  • Vacant Land/Lot Loans
    • Buy now for future residential construction
    • Manufactured Homes
      • Conventional or Portfolio
    • Zero Down/First Time Home Buyer
      • True Zero Down with NO Mortgage Insurance
    • Individual Taxpayer Identification Number (ITIN)
      • Permanent/Non-Permanent Resident Alien
    • Home Equity Lines of Credit (HELOC)

    Construction Loans

    • Fixed or Adjustable rate programs
    • One-time close
    • Interest only during construction
    • Online/Mobileplatform to monitor the entire process
    • Amish home designs - Amish Aid Insurance accepted
    • Purchase/Refinance plus home improvement options 

    Member Benefits of Interra Mortgage

    • Lender of choice - #1 in mortgage production in Elkhart County in 2020 and 2021
    • Local decision making throughout the loan process
    • Free pre-qualification and pre-approval
    • Three and Five year ARM loans adjust every three and five years, respectively
    • Lenders available throughout our service area
    • Online access to:
      • Check today's rates
      • Start/Finish your loan application
      • Review your loan status and upload documents
    • Mortgage Servicing retained by Interra
      • Pay your mortgage loan at any Interra branch

    Learn More and Apply

    • Online at
    • Call Interra at 574.534.2506 or 888.432.2848
    • For personalized service, visit your Mortgage Service Advisor at any local Interra branch

    Need more information about mortgages?

    • Find more FAQs here.
    Calculate a Mortgage Payment

    Visit the Mortgage Center

    Find current rates, get a quote for a purchase, or refinance, apply for a loan, and more. Once you’re ready to start the process, make sure you bring the essential documents to your appointment.

    Stephanie Weldy
    Mortgage Sales Manager
    Lori Bolyard
    Senior Mortgage Loan Advisor
    Gina Champion
    Mortgage Loan Originator
    Lexy Hayford
    Mortgage Loan Advisor
    Edward Hernandez
    Mortgage Loan Advisor
    Ryan Kruzick
    Mortgage Loan Advisor
    Esmi Rivera
    Mortgage Loan Advisor
    Laurie Tatich
    Mortgage Loan Originator
    Dan Temple
    Mortgage Loan Advisor
    Shari Vermillion
    Mortgage Loan Advisor

    1With few exceptions, you can pay your loan locally at Interra offices. Some restrictions apply. 2Carrier rates and fees may apply. NMLS #623379