Sign & Save FAQs

There is no minimum opening balance required to open the account.

If you do not have adequate funds in your checking account, a Sign and Save account cannot be used for overdraft protection.

Interra will match up to $250 per year.

If you are not enrolled in the Sign & Save account at the time Interra sends out matches, you will not receive a match.

Interra matches bump up amounts at the end of every calendar quarter.

Interra aggregates the individual bump-up amounts every day into one transfer, at the end of the day.

The bump up funds will be transferred from the checking account associated with your debit card.

Yes, all rates on the Sign & Save account may change at Interra Credit Union’s discretion.

Yes, if applicable.

The original purchase will get bumped up and transferred regardless of whether that purchase is returned or not.

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Home > Personal > Checking & Savings > Sign & Save Account

Sign & Save Account

Sign & Save Accounts

This account makes it easy to save money when you spend money!

  • 0.10% APY1 – Higher than a regular savings account!
  • Systematically save without thinking about it
  • No minimum balance

Here’s how it works

  1. Make a signature-based purchase with your debit card.
  2. Interra bumps the transaction amount up to the nearest dollar and deposits the change into your Sign & Save Account.
  3. Interra matches 5% of the total bump up amounts.

As an added bonus, Interra will match 25% of the bump up amounts for the first 30 days after account opening!

Join the thousands of Interra members that already use a Sign & Save account!

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You make a signature-based transaction with
your debit card.
Interra bumps up the difference and transfers
the change to your
Sign & Save account
The Total amount withdrawn from your checking account
   $23.49 $0.51 $24.00
$6.22 $0.78 $7.00
$51.87 $0.13 $52.00
  Total $81.58 $1.42 $83.00
  Interra's match within the first 30 days
- $0.36 -
  Interra's match after the first 30 days
- $0.07 -


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1 Annual Percentage Yield. APY effective May 1, 2016, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.

Read the complete Sign & Save Truth-in-Savings Disclosure

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.