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Sign & Save FAQs

What is the minimum opening balance for a Sign & Save account?

There is no minimum opening balance required to open the account.

Can I use my Sign and Save account for overdraft protection?

If you do not have adequate funds in your checking account, a Sign and Save account cannot be used for overdraft protection.

Is there a cap on the amount that Interra will match?

Interra will match up to $250 per year.

What if I close my Sign & Save account before Interra matches the bump up amounts this quarter?

If you are not enrolled in the Sign & Save account at the time Interra sends out matches, you will not receive a match.

How often will I see Interra’s match be deposited?

Interra matches bump up amounts at the end of every calendar quarter.

How often will I see the bump up transfers occur?

Interra aggregates the individual bump-up amounts every day into one transfer, at the end of the day.

Where will the bump-up transfer into my Sign & Save account come from?

The bump up funds will be transferred from the checking account associated with your debit card.

Can the APY change on a Sign & Save account?

Yes, all rates on the Sign & Save account may change at Interra Credit Union’s discretion.

Will Sign & Save account members receive a 1099 at the end of the year reflecting the matches and dividends earned?

Yes, if applicable.

What if I return something I purchased and get credited back?

The original purchase will get bumped up and transferred regardless of whether that purchase is returned or not.

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Home > Personal > Checking & Savings > Sign & Save Account

Sign & Save Account

Sign & Save Accounts

This account makes it easy to save money when you spend money!

  • 0.10% APY1 – Higher than a regular savings account!
  • Systematically save without thinking about it
  • No minimum balance

Here’s how it works

  1. Make a signature-based purchase with your debit card.
  2. Interra bumps the transaction amount up to the nearest dollar and deposits the change into your Sign & Save Account.
  3. Interra matches 5% of the total bump up amounts.

As an added bonus, Interra will match 25% of the bump up amounts for the first 30 days after account opening!

Join the thousands of Interra members that already use a Sign & Save account!

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   Example
You make a signature-based transaction with
your debit card.		 Interra bumps up the difference and transfers
the change to your
Sign & Save account		 The Total amount withdrawn from your checking account
   $23.49 $0.51 $24.00
$6.22 $0.78 $7.00
$51.87 $0.13 $52.00
  Total $81.58 $1.42 $83.00
  Interra's match within the first 30 days
 - $0.36 -
  Interra's match after the first 30 days
- $0.07 -

 

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1 Annual Percentage Yield. APY effective May 1, 2016, and are subject to change without notice. 0.10% APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.

Read the complete Sign & Save Truth-in-Savings Disclosure

Equal Housing Lender ASI

Your savings insured to $250,000 per account.  By members' choice this institution is not federally insured.