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How can I reduce pre-approval offers?

You can choose not to receive pre-approved offers, by exercising your right to opt-out, preventing consumer credit reporting companies from using your credit file information for pre-approved offers of credit or insurance.

Criminals may try to intercept these pre-approved offers from your mailbox as a means to gain personal information. When you receive offers in the mail, you are encouraged to shred, rather than throw the solicitations in the trash.

The major consumer credit reporting agencies have developed a website,, for individuals (not businesses or companies) to choose the opt-out option.