Checking Accounts

My Rewards Checking
One GIANT step for higher returns.

Take one GIANT step for higher returns with a free My Rewards Checking account at Interra Credit Union.  It’s a perfect fit for you:
  • 4.00% APY* paid on balances up to $10,000
  • ATM fee refunds nationwide – up to $25 per qualification cycle

Those are some big shoes to fill!  Learn more about My Rewards Checking.

* Annual Percentage Yield.  Rates effective June 1, 2010, and are subject to change without notice.

INtunes Checking

In rhythm with your needs.

Hear the beat of your favorite music with INtunes Checking from Interra Credit Union, offering:

  • $20 iTunes download bonus at sign-up
  • $5 of iTunes credits each cycle
  • ATM fee refunds nationwide – up to $25 per qualification cycle

Now that's music to your ears!  Learn more about INtunes Checking.
 

Regular Checking

The regular free checking account is both affordable and convenient.  You’ll enjoy:

*Initial deposit of $25.00 required

To open an account, visit any Interra office conveniently located throughout Elkhart County.  

Debit cards

Lost or Stolen ATM & Debit Cards
Call 800.523.4175
or call Interra Credit Union
during regular business hours
574.534.2506 or 888.432.2848

Your debit card is two cards in one! Use it to withdraw cash around the corner, or around the world. And, use your debit card to make purchases almost anywhere that displays the MasterCard® logo. What are you waiting for? Apply for a debit card today! If you prefer the convenience of an ATM card, without the functionality of a debit card or do not have a checking account, consider our ATM card.

Blocked countries for ATM/Debit cards

Your ability to use your Interra ATM/Debit card(s) has been blocked in some foreign countries. For your security and protection, countries with terrorist ties or those that experience a high level of fraud are included on the blocked list.  However, U.S. ATM machines on military bases are not affected and are accessible.

Those countries with blocked ATM/Debit card access include:  Mexico, Cuba, Iran, Iraq, Liberia, North Korea, Sudan, Syria, Zimbabwe, Balkans, Burma, Romania, Ukraine, Belgium, Vietnam and Russia.

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Sign & Save

You Sign – You Save – and we’ll pay you...MORE!

Save money when you spend money with the Sign & Save program at Interra Credit Union.  When you make a signature-based purchase with your debit card, we’ll bump up your transaction to the next whole dollar and transfer the difference into your Sign & Save savings account.  You’ll earn MORE with every purchase.  We’ll match 25% of your bump-ups on purchases for the first 30 days your account is open.  After that, you’ll still get a 5% match on bump-up amounts.  You’ll earn even MORE with a higher rate than a regular savings account.  Sign up today!

Overdraft Protection

You’ll have access to a variety of overdraft protection options – including your savings account, other Interra accounts, a Checking Line of Credit, and more.

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