Checking & Savings
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Checking Accounts
One checking account does it all
The Free Checking Account offered at Interra Credit Union is both affordable and convenient. With our Free Checking Account, you’ll enjoy:
- No monthly service charges
- No minimum balance*
- Unlimited check writing
- Dividends on all funds in the account
- Free debit card
- Free online banking
- Free mobile banking
- Free bill pay
- Free e-Statements
- Free e-Alerts
- Free Interra Connect telephone banking
- Overdraft Protection
*Initial deposit of $25.00 required
To open an account, visit any Interra office conveniently located throughout Elkhart County.
Debit Card
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Lost or Stolen ATM & Debit Cards |
Your debit card is two cards in one! Use it to withdraw cash around the corner, or around the world. And, use your debit card to make purchases almost anywhere that displays the MasterCard® logo. If you would like to apply for a debit card, click here. If you prefer the convenience of an ATM card, without the functionality of a debit card or do not have a checking account, consider our ATM card.
Blocked Countries for ATM/Debit Card
Your ability to use your Interra ATM/Debit card(s) has been blocked in some foreign countries. For your security and protection, countries with terrorist ties or those that experience a high level of fraud are included on the blocked list. However, U.S. ATM machines on military bases are not affected and are accessible.
Those countries with blocked ATM/Debit card access include: Mexico, Cuba, Iran, Iraq, Liberia, North Korea, Sudan, Syria, Zimbabwe, Balkans, Burma, Romania, Ukraine, Belgium, Vietnam and Russia.
Sign & Save
You Sign – You Save – and we’ll pay you...MORE!
View our Sign & Save commercial.
Save money when you spend money with the Sign & Save program at Interra Credit Union. When you make a signature-based purchase with your debit card, we’ll bump up your transaction to the next whole dollar and transfer the difference into your Sign & Save savings account. You’ll earn MORE with every purchase. We’ll match 25% of your bump-ups on purchases for the first 30 days your account is open. After that, you’ll still get a 5% match on bump-up amounts. You’ll earn even MORE with a higher rate than a regular savings account. Sign up today!
Overdraft Protection
You’ll have access to a variety of overdraft protection options – including your savings account, Checking Line of Credit, and more.
Electronic Services
- Direct deposit
- Online banking
- Bill pay
- e-Statements
- e-Alerts
- Interra Connect telephone banking
- Mobile Services
- Alliance One
- Calculators
- Cashiers checks
- Cedar Point tickets
- Collector coins and jewelry
- Credit Union Centers and outlets
- Elkhart County property tax payments
- Financial Resource Center
- Gift cards
- Money orders
- Money transfer services
- Night depository
- Postage stamps
- Safe deposit boxes
- Savings bonds
- Travelers checks
Each account insured up to $250,000 by American Share Insurance. By members' choice, this institution is not federally insured. Learn more about American Share Insurance.